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Pension Estimator (Kokumin + Kosei)
Estimate your monthly pension benefit at age 65 from Japan's public schemes.
2026 tax-year compliantSwitch to Japanese version
Pension Estimator (Kokumin + Kosei)
Estimate your monthly pension benefit at age 65 from Japan's public schemes.
- 1. Enterfill in details
- 2. Calculateclick the button
- 3. Resultshown instantly
years
years
×10K JPY
Key Points
- ✓Full kokumin: ¥816,000/year (¥68,000/month)
- ✓Kosei: roughly your average salary × 5.481/1000 × years
- ✓Standard receiving age: 65
FAQ
When can I start receiving?
Standard age is 65. Early start (60-64) reduces benefit by 0.4%/month. Delay to 75 increases by 0.7%/month.
For foreigners returning home?
You can claim "Lump-sum Withdrawal Payment" within 2 years of leaving. Or, if your country has a totalization agreement, periods count toward your home pension.
⚠️ Disclaimer
This calculator provides estimates only. For actual tax filing, please consult a licensed 税理士 (zeirishi) or FP (Financial Planner). Results are not a substitute for professional advice.
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